Terms of Use

1. Acceptance of terms

These Terms of Use ("Terms") are a legal agreement between you and Trade Pilot AI Inc ("TradePilot", "we", "us" or "our"). They govern your access to and use of our website at thetradepilot.ai, our software platform, copy-trading tools, educational content, community features and related services (the "Services"). By using the Services, applying for onboarding, paying for a membership or creating an account, you agree to these Terms, our Privacy Policy and our Risk Disclosure, which forms part of these Terms. If you don't agree, don't use the Services.

2. Who we are

The Services are provided by Trade Pilot AI Inc, a corporation incorporated in the State of Florida, United States, with its business address at 2125 Biscayne Blvd, Ste 204 #27121, Miami, FL 33137, United States. You can contact us using the details in Section 26.

3. Eligibility

You must be at least 18 years old (or the age of majority where you live, if higher) and able to form a binding contract. You must also be eligible to open and operate an account with a supported brokerage. You are responsible for making sure that your use of the Services, and any trading you do, is lawful where you live. Some features may not be available in every jurisdiction. We may refuse or restrict access where we believe it's needed to comply with the law.

4. The Services and what you receive

TradePilot is a software, community and education company. Our platform is a software service that traders with their own communities can offer to their members. Whether you found TradePilot yourself or through a trader's community, you subscribe to TradePilot directly: your membership, these Terms and your payment obligations under Section 12 are between you and TradePilot. Any separate arrangement you have with a trader is between you and that trader and doesn't change these Terms.

With a paid membership, you receive access to:

• the TradePilot platform, including copy-trading automation that mirrors the trades of independent traders you choose into your own brokerage account (see Sections 8 and 9);
• trader profiles and a leaderboard showing each trader's historical performance and trading history, so you can compare, choose and switch traders;
• the TradePilot community, where members and traders can share educational content and communicate;
• onboarding to help you connect your brokerage account and set up the platform;
• educational content about trading and using the platform; and
• member support from our Success Team.

How many traders you can follow, and in which supported markets, depends on the tier you buy (see Section 12).

TradePilot is not:

• a broker-dealer, futures commission merchant, introducing broker, exchange or trading venue;
• a registered investment adviser, commodity trading advisor, or financial planner;
• a bank, custodian or other financial institution.

We do not hold, manage or have custody of your funds or securities, and we don't trade on our own account. All trades are executed in your own account with a third-party brokerage.

5. No financial advice

Nothing in the Services is financial, investment, legal, tax or accounting advice, and nothing is a recommendation, endorsement or solicitation to buy, sell or hold any security, derivative, currency, digital asset or other financial instrument, or to copy any trader. Information in the Services, including trader rankings and performance data, is general and impersonal. It does not take into account your financial situation, objectives or risk tolerance. You alone are responsible for deciding whether a trader, strategy, trade or instrument is suitable for you. Consider speaking with a licensed financial professional before making investment decisions.

6. Trading risks

By using the Services you confirm that you have read and understood our Risk Disclosure, and you acknowledge that:

• all trading and investing involves substantial risk, including the risk of losing some or all of the money you trade with. Only trade with money you can afford to lose;
• if you trade leveraged or margined products, losses can exceed the amount you deposited;
• profits are never guaranteed. No trader, strategy, membership tier or fee amount guarantees or determines any level of return or income;
• past performance, including performance shown on trader profiles, the leaderboard or anywhere else in the Services, does not guarantee or indicate future results;
• copy trading has additional risks, described in Section 8, and your results will differ from those of the traders you copy;
• you are solely responsible for your trading decisions and for any losses, taxes and fees that result from them.

7. Your brokerage account

To copy trades you'll need to connect an account you hold with a supported third-party brokerage. You agree that:

• your relationship with your brokerage is governed solely by your agreement with it, and the brokerage, not TradePilot, is responsible for holding your assets, executing orders, margin, settlement and regulatory obligations;
• you authorize TradePilot to access account information and to send order instructions to your brokerage on your behalf, based on the traders you choose to copy and the settings you configure;
• you are responsible for all activity and all orders placed in your brokerage account, including orders sent through copy trading you enabled;
• you can revoke our access at any time from your TradePilot settings or directly with your brokerage.

TradePilot doesn't endorse any brokerage and isn't responsible for any brokerage's acts, omissions, fees, outages or insolvency.

8. Copy trading and automation

Copy trading lets you choose independent traders from the platform to follow, up to the number of traders and in the markets your tier allows (see Section 12). Once you connect your brokerage account and turn copying on, our software automatically mirrors that trader's trades in your account, within the settings you configure. You choose which traders to copy, and you can pause, stop or switch traders at any time. TradePilot doesn't choose traders for you, decide what to trade, or exercise discretion over your account. Our software only carries out the copy instructions you set up.

By enabling copy trading, you acknowledge that:

• your results will differ from the trader's results, and may be worse, because of differences in timing, entry and exit prices, account size, position sizing, available funds, brokerage rules, fees and commissions;
• a trader may change their strategy, take on more risk, have losing periods, or stop trading at any time without notice to you;
• automated trading can amplify losses, especially during volatile markets, gaps, low liquidity, trading halts or unexpected events;
• orders may not execute, may execute late, or may execute at prices different from the trader's because of latency, slippage, connectivity problems, API or brokerage outages, data errors, or software defects;
• you are responsible for monitoring your account and the traders you copy, setting appropriate risk limits, and pausing or disconnecting copy trading when appropriate;
• we may pause, limit or stop copy trading or other automation features at any time, for example during maintenance, technical incidents or extreme market conditions, and we are not liable for resulting losses or missed opportunities.

9. Traders and how they're paid

The traders you can copy through TradePilot are independent. Unless we expressly say otherwise, they are not employees or agents of TradePilot and are not registered investment professionals. TradePilot doesn't endorse or guarantee any trader.

TradePilot pays traders. TradePilot is a subscription software service. Members pay their fees to TradePilot, and we share part of that revenue with traders. Each trader's share depends on how much our software is used to copy them and on their promotion of TradePilot to their own audiences, including offering it to members of their own communities. This means:

• traders have a financial interest in you subscribing to TradePilot and in you choosing to copy them;
• a trader who recommends TradePilot, or encourages you to copy them, is being paid by us.

Keep this in mind when deciding whether to subscribe and which traders to copy.

10. Educational content

Courses, lessons, articles, videos, webinars, community posts and onboarding sessions are for general educational purposes only. Examples and scenarios are illustrative and are not predictions or recommendations. Educational content is not intended for academic credit. Completing educational content doesn't mean you're qualified to trade or that you will be successful.

11. Your TradePilot account

You agree to give accurate information, keep it up to date, keep your login credentials confidential and tell us promptly about any unauthorized use. You're responsible for all activity under your account. We recommend enabling any available multi-factor authentication.

12. Fees, billing, cancellation and refunds

Membership. Access to the TradePilot platform, community, onboarding and trading automation requires a paid subscription (your "membership"). Applying for onboarding is free. This Section 12 applies to every member, including members who join through a trader's community. You pay your membership fees to TradePilot and are responsible for them.

Tiers. Members receive access according to the tier they select:

• Growth: access to follow one trader, limited to the forex market.
• General: access to follow one trader in any supported market.
• Premium: access to follow multiple traders across multiple supported markets.

"Supported markets" are the markets the platform supports for copy trading at the time. Your tier sets which traders and markets you can follow. It doesn't change the risks of trading or guarantee any result (see Section 6).

Plans and prices. There are two ways to pay for a membership:

• Upfront plan: a one-time upfront payment plus a lower monthly subscription.
• Monthly plan: a monthly subscription with no upfront payment.

Current prices, in U.S. dollars:

Before you pay, you'll see the price, what your tier includes, and how and when you'll be billed.

• Your fees vs. your deposit. Membership fees pay for the Services only. They are not an investment, they are not deposited into any trading account, and they do not determine how much you will make or lose. Your trading capital is separate. It stays in your own brokerage account, and TradePilot never receives or holds it.
• Upfront payments. The upfront payment is charged in full when you buy. It can't be paid in installments. Your monthly subscription is separate from the upfront payment and is charged in addition to it.
• Monthly subscriptions and automatic renewal. On the Upfront plan, your first monthly charge is made 30 days after your upfront payment, not on the day you buy. On the Monthly plan, your first monthly charge is made when you sign up. After that, you're charged every month from the date of your first monthly charge (your "billing date"). Your subscription renews automatically at the price you agreed to, using your payment method on file, until you cancel. We may change our prices, but a change won't affect a month you've already paid for, and you'll be notified before a new price applies. Receipts, renewal reminders and other billing notices are sent through the payment processing platform used for your purchase.
• Failed payments. If your monthly payment isn't received within two (2) days after your billing date, your account will be deactivated. Deactivation ends your access to the Services, and copy trading stops sending orders to your brokerage. You remain responsible for amounts you owe.
• Cancellation. You can cancel at any time, either online through the billing portal of the payment processing platform used for your purchase, or by contacting our Success Team at support@thetradepilot.ai. If you cancel at any time before your next billing date, you won't be charged again. If you cancel on or after a billing date, the charge for that billing date may already have been processed, and it is non-refundable. No charges are made after that. Your access to the Services ends when your cancellation is processed. On the Upfront plan, cancelling your monthly subscription also ends your access, and the upfront payment is not refunded.
• No refunds. All sales are final. Except where required by applicable law, all payments, including upfront payments and monthly subscription fees, are non-refundable. This includes partial or unused months, and cases where your access is suspended or ended, or the Services are discontinued, for any reason. No pro-rated refunds are given.
• Taxes and third-party fees. Prices don't include taxes unless stated. You're responsible for any applicable taxes, and for fees charged by your brokerage, exchanges, payment providers, internet provider or other third parties.

13. Acceptable use

You agree not to:

• use the Services for any unlawful purpose, including market manipulation, spoofing, wash trading, front-running or insider trading;
• post false or misleading performance claims, or promise or guarantee returns to others;
• give personalized investment advice to others through the Services unless you are properly licensed and comply with all applicable laws;
• impersonate any person or misrepresent your affiliation with anyone;
• reverse engineer, decompile, scrape, overload, interfere with, or attempt to gain unauthorized access to the Services or other users' accounts, or get around any security feature;
• use bots, spiders or other automated tools to access, copy or collect content from the Services;
• upload malware, or harass, abuse or harm others;
• share your login, or rent, resell, sublicense or commercially exploit the Services or their content, without our written permission.

14. Your content

You keep ownership of content you post to the Services. You grant TradePilot a worldwide, non-exclusive, royalty-free license to host, store, reproduce, display and distribute that content as needed to operate and promote the Services. You're responsible for your content and confirm you have the rights to share it. Content you share in community areas may be visible to other members. We may remove content that breaks these Terms or the law, or that we believe is misleading or harmful.

15. Intellectual property

The Services, including software, design, text, graphics, logos and educational materials, are owned by TradePilot or its licensors and are protected by intellectual property laws. Subject to these Terms, we grant you a limited, revocable, non-exclusive, non-transferable, non-sublicensable license to use the Services for your personal, non-commercial use while your membership is active. "TradePilot" and our logos are our trademarks. You may not use them without our prior written permission.

16. Third-party services

The Services may integrate with or link to third-party services, including brokerages, market data providers, payment providers, and websites. We don't control them and aren't responsible for their content, accuracy, availability or practices. Your use of them is governed by their own terms.

17. Electronic communications

You agree that we may send you agreements, receipts, billing and renewal notices, policy updates and other communications electronically, by email to the address on your account or by posting them in the Services, and that these satisfy any legal requirement that they be in writing. You can opt out of marketing emails at any time, but you'll still receive messages about your account and membership.

18. Copyright complaints

We respect intellectual property rights. If you believe content on the Services infringes your copyright, email a notice to support@thetradepilot.ai with the subject line "Copyright complaint" that includes: identification of the copyrighted work; identification of the allegedly infringing material and where it's located (such as a URL); your contact details; a statement that you have a good-faith belief the use isn't authorized by the copyright owner, its agent or the law; a statement, under penalty of perjury, that the information in your notice is accurate and that you're the owner or authorized to act for the owner; and your physical or electronic signature. We may remove or disable access to infringing material and end the accounts of repeat infringers. If your content was removed and you believe it was a mistake or misidentification, you may send us a counter-notice.

19. Disclaimer of warranties

The Services are provided "as is" and "as available". To the fullest extent permitted by law, TradePilot disclaims all warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, title, non-infringement, and accuracy. We do not warrant that the Services will be uninterrupted, timely, secure or error-free, that market data or trader performance information will be accurate or complete, that trades will be copied accurately or at all, or that any trader, strategy, tool or content will achieve any particular result or profit.

20. Limitation of liability

To the fullest extent permitted by law, TradePilot and its officers, directors, employees, agents and licensors will not be liable for any indirect, incidental, special, consequential, exemplary or punitive damages, or for any trading losses, lost profits, lost opportunities, or loss of data, arising out of or related to your use of (or inability to use) the Services, any trader you copy, or any trade placed in your account, whether based on contract, tort, negligence, strict liability or any other theory, even if advised of the possibility of such damages. Our total liability for all claims relating to the Services will not exceed the greater of (a) the amounts you paid to TradePilot in the 12 months before the claim arose, or (b) one hundred U.S. dollars (US$100).

Some jurisdictions don't allow certain limitations, so some of the above may not apply to you. Nothing in these Terms limits liability that can't be limited by law.

21. Indemnification

You agree to indemnify and hold harmless TradePilot and its affiliates, officers, directors, employees and agents from any third-party claims, losses, liabilities, damages, costs and expenses (including reasonable attorneys' fees) arising out of your use of the Services, your trading activity, your content, or your breach of these Terms or the law.

22. Suspension and termination

You can stop using the Services and close your account at any time. Cancelling a paid membership is covered in Section 12. We may suspend or end your access, with or without notice, if you breach these Terms, fail to pay amounts you owe, give us false or misleading information, if required by law, or to protect the Services, other users or third parties. When your access ends, your license to use the Services ends and copy trading stops sending orders to your brokerage. Sections that by their nature should survive termination (including Sections 5, 6, 9, 12, 14, 15 and 19 to 25) will survive.

23. Governing law and dispute resolution

These Terms are governed by the laws of the State of Florida, United States, and applicable U.S. federal law, without regard to conflict-of-law rules, except where the law of your place of residence requires otherwise.

Informal resolution. Before filing a claim, you agree to contact us at support@thetradepilot.ai and try to resolve the dispute informally for at least 30 days.

Arbitration. Except for small-claims matters and claims for injunctive relief relating to intellectual property, any dispute arising out of or relating to these Terms or the Services, including their performance, interpretation or breach, will be resolved by binding individual arbitration administered by JAMS under its applicable rules and procedures, including the JAMS Consumer Arbitration Minimum Standards where they apply. The arbitration will be conducted in English and seated in Miami, Florida, unless the applicable JAMS rules provide otherwise. The arbitrator will apply Florida law to state-law claims, and the same statutes of limitation that would apply in court. Judgment on the award may be entered in any court with jurisdiction. This arbitration agreement is governed by the Federal Arbitration Act. You understand that you are giving up the right to a jury trial, and that the right to appeal an arbitration award is very limited.

Class action waiver: You and TradePilot agree that each may bring claims against the other only in an individual capacity and not as a plaintiff or class member in any purported class, collective or representative proceeding, and that no arbitration will be joined with another.

Opt-out. You may opt out of this arbitration agreement by emailing us within 30 days of first accepting these Terms, stating your name and that you opt out of arbitration.

If you live in the EEA, UK or another jurisdiction where mandatory consumer protection laws give you the right to bring claims in your local courts, nothing in this section limits that right.

24. Changes to these terms

We may update these Terms from time to time. We'll post the updated version with a new "Last updated" date, and for material changes we'll give you reasonable advance notice. If you keep using the Services after changes take effect, you accept the updated Terms.

25. General

These Terms, together with the policies they refer to, are the entire agreement between you and TradePilot about the Services. If any provision is found unenforceable, the rest stays in effect. Our failure to enforce a provision is not a waiver. You may not assign these Terms without our consent. We may assign them to an affiliate or in connection with a merger, acquisition or sale of assets. We may use subcontractors to provide the Services, and we remain responsible for their performance. We aren't liable for delays or failures caused by events beyond our reasonable control.

26. Contact

Trade Pilot AI Inc
2125 Biscayne Blvd, Ste 204 #27121
Miami, FL 33137
United States
Email: support@thetradepilot.ai